Is philosophy for everyone or who needs it? As far as the OP, I have two things to say. The first is that your opening statement is inaccurate. Philosophy, for thousands of years, has been a mental gymnastics domain for the wealthy, the educated intellectual, the sane, for the most part. The second thing I wanted to say ties into the first, and it is that philosophy is available to more common people and has far different utility than it did 3,000 years ago. It isn't for everyone, and it's never been for everyone. It isn't even for everyone who exhibits a strong desire to attempt to exercise some form of it.
These days, philosophy is more of a flippant pastime. Those who pay for an education in philosophy gain little more than a false sense of superiority and a trolling platform on social media, unless they're motivated enough to write a book or become a teacher and achieve some measure of success by passing on the useless 700 year old obsolete information on which they've been instructed. It's all just flowery words and broken logic, name dropping and religious fervor for ideas most of which weren't even good when they were first written centuries ago.