Decisions we have to make
I think you are missing the point a bit.
There is something to loose from believing in an irrational and unreasonable god.
You loose the assurance that you will get to experience the bliss you are talking about.
So god can either be rational and reasonable, in which case he won't have irrational and unreasonable expectations of me.
Or god can be irrational and unreasonable, in which case I cannot be sure what are that god's expectations of me.
So Pascal's wager is not needed, if god is reasonable and rational, because you are not being expected to believe in unreasonable or irrational things.
Pascal's wager is only needed when you are expected to believe irrational and unreasonable things, and in that case god is unreasonable and irrational and Pascal's wager fails because you have no assurance that such a god will uphold his bargain.
So, I do have something to loose if I believe in an unreasonable and irrational god.
The only way I have nothing to loose is if I believe in a rational and reasonable god that doesn't expect me to believe in silly things.