So you'd rather sacrifice people than money?
Of course, there's a turning point where the economy's downturn lowers life expectancy and causes depression and poverty. Where this leads
to more deaths and sickness than the downturn resulting from an overwhelmed healthcare system, disrupted companies and social unrest when doing nothing, then there's reason to start rethinking the chosen approach of lock downs. The money isn't an issue for the US. As long as the USD is the reserve currency, the USA can issue debt.
I'm not sure how you're going to tell the difference though on what situation would be better. It depends on the type of economy you have, the quality of your healthcare system, your demographics, the room government has to issue debt, local sentiment etc. etc. However you're going to reach a conclusion it involves comparing unknowns and that requires modelling and those are only as good as the assumptions that go into making them.
The best models we have are still estimates. Currently we think it spreads, roughly, with a doubling every week (2.4 per week) of infected, half of which are asymptomatic. It's estimated that of those who develop symptoms, about 20% require hospital care and of those about 30% end up on intensive care. About .06% of all infected die. Before infection reaches 40%, herd immunity plays a very limited role. If you put that into charts, you get this for the US:
Covid-19 spread doing nothing in the US
I'm sure there's still plenty that can be perfected in that EXCEL (after all, it's just a quick doodle) but it does give you a feeling of what we're talking about. Doing absolutely nothing will mean your ICUs are overloaded in week 18
assuming they all have ventilators. The next week you run out of enough beds to take care of hospitalised infected. Somewhere in week 22 you will have over 40% infected and herd immunity will slow the spread. I don't know how much, so I haven't taken it into account for the two weeks thereafter (so you should ignore those). By week 22 almost 2,9 million US citizens will have died (actually, that number is probably delayed by a couple of weeks).
I see a bigger problem in how the costs will be borne in the future. If the costs being made by governments to - once again - socialise risks, then more effort should be made to have corporations and the rich pay their fair share in taxes. As opposed to evading taxes as they're won't to do. More than ever, international tax justice is one of the most important social issues at stake.
For instance, we've already had
Booking.com claim money from the government because the rule the Dutch government set up was stupid.
Booking.com doesn't need the money if you look at the billions of profit transferred to the US, it isn't a "Dutch" company and it doesn't pay taxes here as it funnels all the profits to the US (where it is taxed). This has already created quite the row in the Netherlands as we're quite obviously not looking forward to "bailing" out companies that don't pay taxes here.