Apologies for the hackneyed title of this post, but it does give me the opportunity to indulge in some extreme speculations:-
How about the idea that our human condition is governed by an unconscious, pre-eternally existing reality to which nonetheless a moral order necessarily is ultimately intrinsic - our existence here accordingly being blindly descended from such reality in a cause and effect manner? The predicament then in which we consequently find ourselves obliged to maintain – defined, primarily, by the reality of our mortality involving no awareness either of why we are here or to where we are bound and, secondly, by exigencies on which we are absolutely dependant but over which we have no control – provoking the requirement of a solution to such incomprehensible nihilism, with all it's attendent insecurity, in the form of Religion. The necessity to survive this disillusioning challenge and reconcile ourselves towards it then acts to promote behaviour increasing moral maturity. Death then represents the next stage in our journey towards achieving this ultimate goal of maturity, on which moral free will and a sustainable stability of Mind is contingent. The utility of our life experience thus consists in the mind-maturing effect it confers, in this way contributing to permitting our onward journey towards our ultimately great destiny – spiritual union with all other individual consciousness! As aphoristically expressed by an ancient Greek philosopher – can’t mind who at present – “The Good is not the source of being, but it’s goal”.

Hell, in such a context, would be represented by eternal spiritual isolation from all other consciousness effected by a state of moral chaos and the concomitant state of absence of moral free will.
In that our situation here is unambiguously nihilistic, there is some truth to the old adage, ‘We are all victims’. But how much more would that be the case were the alternative scenario to be realised, in which the maturing effects of life–experience were rendered irrelevant by eternal annihilation of consciousness.
(Scribbled all this on my phone as I'm short of time - so apologies for poor syntax, etc!)