Why are you naturally inclined to philosophize? If you dont want to read the whole thing, I italicized the main points.
To 'philosophize' is its most basic form is 'to think.' So I philosophize that those who aren't afraid of thinking, philosophize. However, philosophy can look different everywhere. While Hispanic philosophers philosophize about community, family systems, and god, the American Eurocentric post-modernists look at generalizable theoretical systems outlining psychology and comprehensive religious frameworks. However, in both systems, people are being represented. The people live similarly, and fall into the same categories, or at least, my understanding of humans is that there are fundamental characteristics that are seen that throughout culture, race, ideology, or society.
Basically, there are a few ways in which people live in a philosophical world and are represented by two venues which define the type of philosophy that can be engaged in: Society and religion.
In a free-speech society, philosophy is allowed to be expressed no matter what your view is. However, in a corrupt society, philosophy is defined differently. Corrupt societies are corrupt because of their trademark ability to want more control than is ethical. They are afraid to lose *place greed here*.
The fear of thinking comes from the need to control. Those in power who are not willing to let go of control fear a power greater than there own, so they limit the ability to learn, reason, analyze, and/or think. They burn books and create punishment for spreading new ideologies. Those who are affected by this do one of four things, follow the rules (They believe them, are ignorant, or are scared), adapt, repress thought, or push back. Those who follow the rules because they believe them, create seemingly unbreakable structures that are created to not allow for individual expression, belief, or identity. Those who follow them because they are ignorant are, well... ignorant. Those who follow them because they are scared to live life afraid of those seemingly unbreakable structures created by enthusiastic followers. Those who adapt create ways to express. Adaptors push the limits and often get in trouble for their ability to follow the rules without believing them. While these set of people may not be willing to change the system outright, and do what they can to stay off the radar, they sure as hell don't appreciate those who follow (or the structure). Then, there are those who repress thought. These people live without understanding why. Their repression is unintentional yet weighs heavily on them and limits their will to be alive in this type of society. Finally, there are the pushers, those who fight the system outright and often die because by the followers hands.
To philosophize in this type of society is to go against the regime, philosophers here are the 'pushers' and 'adaptors' because they question the very existence of the framework. Everyone else is either too dumb to think, too scared to question, or began to question but weren't able to break their repressive state. In these societies personality and character play an immense role in the drive to want to learn more than what is being presented, in this society, to philosophize is to create a new standard of living.
In religious settings, philosophy is defined a bit differently. It is not about thinking, but it's about what path of religion you're focused on. Is the focus of the philosopher on the ideologies of Buddha, finding internal peace through thought and gaining self-understanding through self-analysis, toward enlightenment? Or is the philosophers focus on the pathway of Jesus, whose basis was social reform, synthesizing principles to define new normalities of a spiritual life, rather than a physical one.
Whatever the philosopher's journey, there are two primary pathways of internal ideology that are addressed and expressed in personal life. The first is a religious-based life, that is focused on expressly stated organized belief systems, external focus, and formal structure, with the goal of salvation through only one truth with only one right way. Or is the your internal ideology one of a Spirituality based life, one of belief within all individuals, internal focus, with the goal of determining universal principles, values, and ethics through belief in what is good, true, and beautiful. One defines truth as absolute, the other unites people.
Whether the philosopher is looking to philosophize about the "whys" of the religious pathway or the "hows" of the spiritual pathway, it doesn't matter, because philosophy is to understand something better, and if you have done that, then who gives a **** about why.
But... since you asked. I would have to say anxiety as well.
ill probably end up posting this as an OP on my page becaue I liked where your question took me.