It helps to remember CLASS when analyzing race relations.  Here's a quote from an article on "the 
paradox of Minneapolis"
"White, non-Hispanic residents in the Twin Cities have median household incomes that are almost double that of black households. Here’s a look at the disparities between both groups."
That's not a paradox; that's the preferred, if not the planned outcome.  What 20th century history shows is that blacks have been consistently barred from the avenues of economic advancement which have benefited many whites.
The major actions that keep and kept many blacks relatively or absolutely poor were not passed by a plebiscite or a ballot initiative.  They actions were hatched and executed by the white wealthy Washington, D.C. elite, for their own interests.  The post WWII boom was carefully tailored to build up a stable middle class and along the way, generate a landslide of wealth from the various consumption industries (real estate, construction, furnishings, autos, etc.).
Are white people, in general, to blame?
Some people -- white and not white -- would affirm white people's general guilt.  I don't, even if white (middle class) people were the beneficiaries of the government policy.
The conditions of housing, employment, health, and education are bound together.  Poor housing, unemployment, and low-performing schools go together.  Poverty, poor housing, mediocre education, unemployment, and poor health outcomes are arranged in a circle, one factor aggravating the next.  The same is true for affluence, good housing, excellent education, steady and upward mobile employment, and good health.  One factor strengths the next.
Many working class white people, like working class black people, were left out of the good deals of the post WWII boom.  They may not have been subjected to the same discrimination that blacks were, but in time their marginally superior economic position eroded down to about nothing.
Is there a SOLUTION?  Next week?  Next year?  By 2030?  No,  The intervention required is multigenerational.  We can certainly spend money on interventions, restitution, and uplift but carrying out an intervention over 40 or 50 years that yields excellent results is, literally, difficult to conceive.
Certainly the white power structure (the one that is IN CHARGE, IN CONTROL, AND IN PLACE) is pretty unlikely to come up with anything effective.  That leaves the victims of the much longer multigenerational program of degradation to come up with a plan.