What is the most utopian society possible? With respect to maximizing human welfare/collaboration into the foreseeable future, utopia looks to me like a constitutional credit system that successfully optimizes for cultural variation and nonviolent cultural evolution. I'm less clear on the details of how to get from here to there. It might entail the constitution of a global credit union and currency that ultimately prevails in circulation over national currencies and commodities because it reliably distributes credit to a plurality of popular prosocial entrepreneurs, thus denying antisocial entrepreneurs and consumers access to credit and power over the lives of others.