In the decades preceding the Fair Housing Act, government policies led many white Americans to believe that residents of color were a threat to local property values. For example, real estate professionals across the country who sought to maximize profits by leveraging this fear convinced white homeowners that Black families were moving in nearby and offered to buy their homes at a discount. — Baden
I wouldn't refer to your examples above as systemic racism, but instead as institutionalized racism, where the government officially condones discrimination by allowing such behavior to remain legal. It's without question that it's illegal to put your knee onto a petty criminal's neck who is otherwise offering no resistance until he dies. If such behavior were legal, then we'd have institutionalized racism analogous with the FHA and redlining issues brought up in the video.
We also don't need to search deeply to find other examples of historical institutionalized racism, many of which are far worse than unfair lending or redlining practices. Jim Crow laws no doubt played an important role in the American psyche for both blacks and whites. To call them "systemic" racism does a disservice to those oppressed, abused, and murdered. Not affording protections against blacks against such practices (and even explicitly legalizing such practices) denies human beings of their most basic human rights.
There is a critical distinction between that institutionalized racism and the fact that the races harbor distrust for one another. I don't group all of that behavior into one big category, as if my subconscious racism equates to the legal institutionalization of racist laws.
Moving more to the the video, it speaks of the great disparity in educational funding based upon race. By way of example, Washington DC spends $21,974 per pupil per year for public education. Utah spends $7,179.
https://patch.com/district-columbia/georgetown/how-va-dc-education-spending-ranks-nationwide-census-bureau . The demographics of the DC school system are: 68 percent of students are African American, 18 percent are Latino, 10 percent are white, and four percent identified as other. <a href="https://www.dcpolicycenter.org/publications/landscape-of-diversity-in-dc-public-schools/" target="_blank" rel="nofollow">https://www.dcpolicycenter.org/publications/landscape-of-diversity-in-dc-public-schools/</a>
The Utah school system is 1% black (74% white) :
https://www.schools.utah.gov/file/89d76231-2165-46e5-b842-4e925c04c700.
I could, if I had the inclination, to go county by county in my home state of Georgia and show you that teacher pay does not vary within any county, as the teachers in the affluent areas make the exact amount as those in the poorest areas. I could also show you that counties within the metro region, even those with large struggling urban populations, pay higher teacher salaries than those in the rural regions. In fact, that is where you see the greatest disparity in spending, which is when you go from urban to rural, with the rural schools simply not having the tax base to offer larger salaries. But of course everything is less affluent among the cows than the high rises, and that applies in the poor almost entirely white Appalachian mountain counties of Georgia and to the southern mostly black rural counties of Georgia.
You simply cannot paint this picture of African American struggles as being entirely or even mostly the result of racism, and certainly not the result of present day racism. It's not even a theory that many African American leaders still adhere to, which is to suggest that the greatest threat to the African American comes from the subtly or openly white racist. Should we take a young African American who now finds himself in prison, for example, we need to honestly ask ourselves, does he owe his plight to past FHA lending practices, the pre-civil rights Jim Crow laws, the amount paid his teachers in salary, or the glass ceiling his father found at work that limited his management opportunities.
I would suspect that if you examined the goings on in that child's home, you'd see drugs, violence, paternal absence, lack of appropriate adult role models, crime, no emphasis on education, and all sorts of other glaring ills that make your reference to subtle or present day racism appear as child's play. Attempting to link all of those ills to past racism is an attempt to absolve a whole lot of people close to that child of some seriously wrong behavior.
An article on this point, by an African American journalist (although that shouldn't be important):
https://www.nytimes.com/1997/11/16/opinion/racism-is-not-the-issue.html