It isn't the USA... indeed we pay through taxes for our health insurance and we don't have kids. Public transport is very inexpensive and we only drive the car around 4,000 miles a year (with about 25% of that coming on a training camp in Italy).
Long story short, I find the breakdown of costs in the USA simply don't apply to the breakdown of costs in Austria... which is why I rarely if ever make suggestions of how American's should do it according to the standards here. They simply run non-sequitur.
Average salaries in Austria are just under €60,000 which is more or less the same as in the USA, just that there are far more services covered by taxes and many crucial things... like educations and health coverage... thus those are not expenses.
Minimum wage doesn't really make sense here as people aren't really paid hourly like in the USA. Some are, but it's rare. Pretty much no one makes less that €1500 a month. There are basically aspects here that just don't apply.
My wife's job is well paid, but not insanely high. Her skill set grants her the ability to work less as she's simply very efficient and her employer allows for that adjustment. Truth is we make far under the Austrian average, but it works out quite well.
Overall there is simply a greater difference in approach to working for a wage in Austria than there is in the USA. It might have to do with a perspective in life that people in Austria tend to work so they can live, whereas Americans simply live to work. I have a whole bit of this as to why... dealing with the American form of meritocratic notions and it's implications, notions of freedom in the USA vs. Europe, the influence of American religions vs. the European versions and of course the cliche of the Puritan work ethic and Manifest Destiny (or American Colonialism)... but that sort of stuff gets boring and tend to offend people who somehow think citizenship in a particular geo-political region of the globe is some point of personal pride, so I just avoid it these days.
Here's a funny example of how I'm not...
My sister, who's a very high paid lawyer (so is her husband) always freaks out about my life and how our finances are run. To be fair you allow me to give more information here that she allows me... she generally assumes the entire world functions as her household functions; thus she knows it all. I know my chosen lifestyle really funtions for me, but honestly I wouldn't wish it upon anyone else unless it would really fit them. My life, just as no one's life should be a standard model of how everyone should live, but she differs from me in that regard.
Her assumption is founded (I'd say tainted) by the fact she lives in a very posh gated community and her two kids attended a private school K thru 12 that cost per kid more than our yearly budget for everything. Much of the intention of the school was to get them into the 'right college'... unless she meant Wright State University I always thought the 'right college' was the one where you can learn to your maximum according to your personal needs; thus the various selection of colleges and universities in the USA, but apparently I'm mistaken. Anyway... now they are both in Tulane (and it seems happy to have escaped unless they need something, like money)... again an insanely expensive school, but hey... it was on the short list of 'right colleges', so mission accomplished I suppose.
Also, they are members of the 'Country Club of Virginia'... you get the picture... and her assumption is that this is what everyone not only wants, but should want. Believe me, after having to go to that place a few times I belong to as many country clubs as I care too... meaning I belong to none.
She is also enslaved by the environment she has chosen to live in... the grass has to look just so... the mail box has to look just so... the car has to be parked just so... the type of car has to be just so... and changes to the house have to go through the approval committee... so she is basically as free to conform to the standard she claims grants her the greatest freedom, as indeed she has played the game well and has won... happy to invest her money in exactly what the neighborhood approves.
Of course her vacations have to be somehow in status proportional to her chosen lifestyle (meaning 5+ star and in the 'right locations'... again unless she meant the Isle of Wright I thought the 'right location' was where one could relax and enjoy differences of culture and scenery or take part in activities that are desirable and outside the normal daily routine and such vacations are only taken when it is of convenience to the company. Basically her vacations are simply a home office with a view of the beach or the mountains. Sure she might stick her toes in the water a couple of time or possible go on a company 'hike' (aka short walk) in the woods (beside the road near the parking lot), but only as her work allows her to do so, but hey... she's free! She's never more than a few hours away from contact to her company... of which she is nearly atop the heap.
This is only a small case example, but actually all of her friends and associates work much along the same lines, so perhaps it is indeed a slightly larger sample than just one.
As her life and chosen lifestyle requires an epic amount of money her and nearly all her time to make that money, her standards of measure for how people should be are tainted by this chosen lifestyle. She cannot view the world in any other manner. My life is completely foreign to her and will remain so, actually by her own choice.
Now is she happy?
It's difficult to tell. I have very little to do with her as she is always under extreme stress and does believe she is more or less the only one under stress, but she knows she's the master of stress and can master anything as she will let you know in all humbleness just how much skill she has in this endeavor.
She is indeed hyper intelligent, hyper successful, hyper organized and hyper critical... but like I said before is she happy?
I don't know and frankly I don't care.
Anyway...
The house we own doesn't give us an income, as her parents just live there. It's different here as we own the house but rent the land... it's very common practice.
I'm kind of way of the OP here, but tangents are my thing.
It's how I ended up in Austria... a tangent.
It's how I met my now wife... a tangent.
It's how I ended up training professional cyclists... a tangent.
It's how I was able to go outside the norm of America... a tangent.
It's how I ended up playing baseball at the age of 50+... a tangent.
It's why I'm teaching myself (rather unsuccessfully) Japanese... a tangent.
Also, applying the skills I gathered via learning and yes... being really bad at philosophy, but knowing I'm bad at it... I did discover that knowledge is power and 'Arbeit macht nicht frei'.
I'm not religious at all, but as to the Puritan work ethic...
My take is that 'the devil makes work for idle hand' implies not that one should always be working or else, but rather that all work is from the devil and idle hand is the best means with which to find happiness as a by product of unexpected activities.
As you can tell I've been out of the USA for more than a quarter of a century and most all of my adult life. It was probably a good move... for both myself and the Americans who'd have to put up with me.
Austria is no perfect land by any means, but for the life I choose to live it's a far better fit. My ability to pursue a tangent and simply say no the the 'given' of American life granted me a door where most see a wall. It's certainly not for everyone, but it does defy the notion of this one size fits all approach to the must have large accumulation of money or must have decent job to thrive and be quite happy. Truth is I have rarely if ever met anyone who has a preoccupation with accumulation of large sums of money and a decent job who was indeed happy. I'm sure they do exist, but I have encountered many... actually haven't encountered any is more accurate.
Still I can't explain it, but instead I just choose to experience it... that sounds like a terrible fortune cookie, but hey... I'm rather bad at philosophy, but I'll own it.