Coronavirus
There are a large number of factors resulting in deaths in this pandemic, so I want to focus on this point you are making about the overlap.
So you are happy with there being a group (1), which is a small group, who are destined to die in 2020 due to another medical condition, comorbidity. With an overlap of 95% or more, who have contracted Covid, dying due to Covid.
You are happy with a group (2), who have an underlying medical condition, comorbidity, but who are not destined to die in 2020, they may die in 1, 2, or 10 years of these conditions. That this is a large group, and that a large proportion of these patients will die in 2020 if they contract Covid. I estimated that 60% of these
who contract Covid will die.
You are happy with another group (3) who are destined to die in 2020, but who don't present as very ill when they contract Covid. I accept for now that the overlap here may be smaller say 1-5% who contract Covid will die.
It's important that we don't complicate this with discussing the percentage of the population who has currently been exposed to the virus, because this figure is changing throughout the year and the degree of this change is determined by many factors other than morbidity.
So you are proposing that (1) is very small, so insignificant. That (2) is very large, and presumably (3) is small. Meaning that the majority of the comorbidity deaths are in group 2 amongst people who may have an underlying health condition which is not going to kill them for many years in most cases, but who have a high mortality if they contract Covid.
So your main point is to highlight the large number of deaths in group 2. So how do you conclude that the overall comorbidity overlap is small? ( is (2) a small percentage of the population?).